A&B Financial Planning Blog

Before you leave:If you are travelling in your own vehicle book it in for a service, or make sure you have checked the tyres, battery, belts, fluid, air conditioner and oil. New windscreen wiper blades can also be a blessing when travelling through poor weather.Travel insurance is relatively cheap these days and can provide peace of mind for things such as lost or stolen luggage, your personal belongings, rental car insurance excess for example. This can be purchased for both domestic and o...

Your credit score is an important financial tool, especially when you decide to approach a lending facility for a loan. But do you know what may affect your score? We've listed a number of factors which you should avoid if you want to maintain a good credit rating: Missing a payment - not just loans. Other bills in your names such as utilities can affect it too. Maxing out your credit limit. Applying for balance transfers. Applying and being rejected for a loan product.It's important to ...

In our efforts to demystify the things we do and some of the jargon used in the financial industry, we'll be continually updating this page to provide a glossary of regularly used terms and definitions.Advance Care PlanA set of instructions regarding your values and the type of health care you wish to receive, should you become unable to make or communicate your own preferences.AnnuityA type of pension which pays you a guaranteed income for a set period of time, regardless of how markets per...

It's natural to worry when thinking about risk as it's our mind's way of protecting us against a perceived threat. So the recent erratic behaviour of the share market has got a lot of people worried, but it's important to realise that short term market volatility doesn't necessarily equate to risk.The below video by Justin McLaughlin at ClearView illustrates this point well. Investment Update - Accepting market volatility from ClearView Wealth Limited on Vimeo....

Leading up to Christmas it's vital that we're conscious of how much we're spending as it can be all too easy to get swept up in Christmas sales and long lists of family and friends we want to buy gifts for. So when we found this funny and informative video from ASIC giving tips for saving this Christmas season we thought it was spot on.Follow this link to see ASIC's original post with their 12 Money Tips for ChristmasAlso, if you haven't already, check out this vide...

From getting the car fixed to weeding the garden, it’s easy to get caught up in the everyday problems and tasks life puts in our way. Without goals, we’d always be too busy to dedicate our time and energy to the things that are important like planning for retirement.So how do you go about achieving those important goals, when the world is so determined to distract us? Here’s three ways you can get ahead when it comes to making and sticking to your goals:1. Be specificWith only ...

This video explains the basic services of a Financial Adviser

A brief introductory Video